According to the statistic of HK government, there are more than 15,000 restaurants and bar in Hong Kong; with a sales revenue exceeded $92 Billion HKD in 2021.
ekpay Later will focus on the F&B Buy Now Pay Later market as we see there is a huge potential. Since COVID-19, government policies on in-store dining brought difficulties to restaurants and bars. This is the best timing to convince merchants to join ekpay Later to boost the incentive of consumption when they are allowed to open.
Furthermore, the company’s main shareholder is an Australian listed Company- Credit Intelligence Limited. It will offer full financial and human resources support to ekpay Later to ensure the security and stability.
A simple and short registration process, user-friendly flow and layout with strong security backend brings ekpay Later differentiation. We strongly believe ekpay Later will eventually replace credit as the most popular payment trend in the next century.
Credit card has mostly replaced cash in the last two decade, because it offers users days until the money officially out of their pocket. What if we offer an instalment plan with longer repayment period? Split your payment into 3. Pay by credit card for 1/3 straight away, auto charge the rest 30 and 60 days later. This payment solution would benefit the performance of merchants as there are more incentives to spend.
This will align with recent government policy, giving citizens coupons to boost Hong Kong economy.
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